Most of us rely on our ability to earn a living to take care of ourselves and our loved ones. What happens if we can’t? How can we protect ourselves?
In the case of a business, an organization may rely upon a key employee or executives abilities – how is the company protected if they can no longer work for an extended period of time?
With 1/3 Canadians experiencing a disability lasting longer than 90 days, and 68% of Canadians facing serious financial difficulty if unable to work for 3 months, individual insurance steps in and address these situations.
Take action while you are healthy! Applying for Disability or Life Insurance often requires medical tests . If you are already unhealthy you may be forced to pay higher rates or may not quality for any insurance.